Trusted Partners in Private Credit

Delivering secured debt solutions backed by premium Australian real estate.

Looking to Invest?

Explore income-generating opportunities in private credit, backed by premium real estate.

Need Funding?

Tailored private lending for experienced borrowers, developers and property owners across Australia.

Private Credit. Real Returns.

Two Harbours Asset Management is a Sydney-based manager offering bespoke private lending and income-generating investment opportunities. We specialise in real estate-backed senior and mezzanine loans across Australia.

Proven Performance Backed by Experience

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combined founder experience
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Tailored Solutions for Investors and Borrowers

For Investors

Access premium private credit opportunities with secured returns, transparent reporting and full principal visibility.

For Borrowers

Secure fast, flexible funding for acquisition, construction, or cashflow needs — backed by experience, not red tape.

Tailored Solutions for Investors and Borrowers

Whether you’re seeking flexible funding or secure investment opportunities, Two Harbours delivers bespoke private credit solutions backed by real assets. Our approach is built around your goals — with structured lending for borrowers and income-generating opportunities for investors.

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For Investors

Access premium private credit opportunities with contracted returns, regular reporting and full transparency.
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For Borrowers

Secure fast, flexible, tailored funding for your commercial and investment needs – underwritten with experience.

Recent Transactions

Why Choose Two Harbours

Yes – we co-invest where possible. That means we’re aligned with investors and committed to outcomes.
You’ll always deal directly with our principals, Anthony and Dave — no account managers or red tape.

We apply a rigorous diligence and underwriting process and only fund projects that meet our strict return and downside protection criteria.

We specialise in real estate-backed lending — including acquisition, bridging, and residual stock loans across Australia.

Our lean structure and legal readiness allow us to move quickly — often within days, depending on project complexity and borrower readiness.

What Our Clients Say

The Team

With decades of combined experience in private markets, real estate investment, and financial structuring, Anthony Hogarth and David Manassen personally lead every transaction at Two Harbours. Their hands-on involvement ensures clarity, confidence, and direct accountability — from initial discussion to final exit.

Insights & Market Updates